by ClovellyLoans | May 6, 2020 | Clovelly Loans Gems, Mortgage Tips
As a home owner with a mortgage, chances are you’ve heard of the term ‘refinancing’. Refinancing involves reviewing your current mortgage, and potentially swapping your loan to another lender who can better meet your current needs, wants and circumstances....
by ClovellyLoans | May 1, 2020 | Clovelly Loans Gems, Mortgage Education, Mortgage Tips, News
When it comes to saving on your mortgage, some of you may not have to look further than your job. If yours is a profession that classifies you as a ‘low risk’ borrower in the eyes of lenders, then you may be entitled to special discounts. The lucky ones Accountants,...
by ClovellyLoans | Apr 28, 2020 | Clovelly Loans Gems, Mortgage Education, Mortgage Tips, News
There’s no such thing as a free lunch, but that doesn’t mean you will receive lower levels of service or expertise from a finance broker who doesn’t charge you. It just means that someone else is paying for it. Each business will have its own reasons for its revenue...
by ClovellyLoans | Apr 2, 2020 | Mortgage Tips
With official interest rates trending downward in 2019 and probably 2020, shrewd mortgage holders may take the opportunity to call their lender to ask for a better deal. But when even a small interest rate reduction means potential savings of thousands of...
by ClovellyLoans | Mar 6, 2020 | Clovelly Loans Gems, Mortgage Tips
A dramatic increase in the number of lenders in Australia has highlighted the need for greater research and consideration, or ‘due diligence’, when searching and applying for a loan. The act of purchasing a property, commonly requiring the production of significant...
by ClovellyLoans | Jan 22, 2020 | Clovelly Loans Gems, Mortgage Education, Mortgage Tips, Uncategorized
Before you apply for a home loan with your partner, there are a few discussions that you need to have that go a little beyond what you may know already. You’ve found someone you want to spend your life with (or a significant chunk of it, at least) – the hard part is...
